A robust travel insurance plan can help pay trip medical expenses, reimburse you for deposits lost if you have to cancel the trip and much more. But you don’t want the travel insurance purchase to break the bank. The biggest price factors in travel insurance are the total trip cost, your age, number of travelers … Read more
Traveling can be a great way to unwind and let your responsibilities fade away. A trip can also go wrong. Travel insurance can’t prevent snafus from happening, but it can help recoup at least some of your money if the unexpected derails your trip. That’s where the claim process comes in. If you encounter these … Read more
A homeowners insurance policy typically covers natural disasters caused by explosion, fire, lightning, hail, windstorm, hurricanes, tornadoes, extreme cold, volcanoes and theft. Homeowners insurance usually does not cover earthquakes, floods, tsunamis or nuclear disasters. Before a natural disaster occurs, it is essential to know what is covered and not covered by your homeowners insurance as … Read more
Emergency Medical can reimburse the costs to treat a medical emergency during a trip. Emergency Medical insurance covers the cost of treating an unexpected illness or injury that occurs while traveling. Covered expenses under the Emergency Medical benefit typically include ambulance services, hospital and doctor bills, emergency dental services, and x-rays or lab costs. There … Read more
Travel medical insurance plans are designed to cover international travelers in the event that they contract an illness, are involved in an accident, or suffer an injury while outside of their home country. Generally, domestic health insurance plans won’t cover you if you get sick or are injured while traveling abroad. Travel insurance is an … Read more
Health insurance premiums ran about $438 per person per month in the U.S. in 2022, leaving many people to wonder whether a health plan exists that they can afford.1 Medicaid is the cheapest health plan you can get. It provides free or low-cost coverage to those who qualify.2 Key Takeaways Medicaid is the cheapest form of health insurance, but … Read more
What is travel insurance? Travel insurance is designed to cover you for trips of limited duration. It is intended for holidaymakers and short term trips abroad, and offers protection against travel related issues such as: Cancellations Loss of luggage Loss of personal belongings Emergency medical treatment In terms of medical coverage, travel insurance is intended to provide … Read more
There are 41 million people in the U.S. who say they need life insurance but do not have it, according to the 2020 Insurance Barometer Report from industry groups LIMRA and Life Happens. This can partially be explained by the tendency of people to overestimate its cost. Perceptions about affordability and value can deter people … Read more
It’s a week before your trip and you get the sniffles…now what? Of course the sniffles can be just that — a minor inconvenience that quickly clears up before takeoff. In most cases, just a false alarm. But it can also morph into something else, possibly interfering with the trip you’ve spent months planning and … Read more
What are trip cancellation and trip interruption insurance? Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Trip Interruption Insurance is similar to cancellation coverage, but covers you … Read more