There are 41 million people in the U.S. who say they need life insurance but do not have it, according to the 2020 Insurance Barometer Report from industry groups LIMRA and Life Happens. This can partially be explained by the tendency of people to overestimate its cost. Perceptions about affordability and value can deter people … Read more
It’s a week before your trip and you get the sniffles…now what? Of course the sniffles can be just that — a minor inconvenience that quickly clears up before takeoff. In most cases, just a false alarm. But it can also morph into something else, possibly interfering with the trip you’ve spent months planning and … Read more
What are trip cancellation and trip interruption insurance? Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Trip Interruption Insurance is similar to cancellation coverage, but covers you … Read more
If you are going on a cruise, you might be wondering how much medical care, such as X-Rays or a consultation with a doctor would cost. Hopefully, you will never need to find out, but I recently took an MSC cruise, and this pricelist was clearly displayed in the medical centre. How Much Does it Cost to … Read more
Medical evacuation insurance is one of the most important types of insurance you can have. If something happens while you are on vacation and need to be evacuated to a hospital, this insurance will help cover the costs. This guide will discuss what medical evacuation insurance covers, who should purchase it, and how much it … Read more
Why is Medical Evacuation Insurance Important? No one wants to consider what could happen if they become sick or injured while traveling. However, emergencies arise, and illness and injury can happen anywhere. If a patient is hospitalized while traveling, and is so critically ill that they need to be transferred to another higher level of … Read more
Illness or injury can ruin a vacation. And it’s even worse if you’re far from home. If you require airlift transportation for immediate medical care during your trip, a comprehensive travel insurance plan with emergency medical evacuation benefits can help cover the cost. Here’s how medical evacuation travel insurance works and why it can be … Read more